Going Beyond Term Insurance Minimums

How to improve life insurance benefits for employees. According to the U.S. Bureau of Labor Statistics, 60 percent of non-government employees have access to employer-provided life insurance, and 98 percent of employees who have access to plans...

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How to Conduct a COBRA Self Audit

To help avoid an audit, or to be prepared in case an audit is ordered, it’s best to conduct a self audit. The Consolidated Omnibus Budget Reconciliation Act (COBRA) offers employees who lose health coverage due to certain life events an opportunity...

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SECURE Act’s Effect on Retirement Plans

Here’s a review of the changes that affect small employers and some large ones. Most of the provisions of the new Setting Every Community Up For Retirement Enhancement Act (SECURE) went into effect Jan. 1, 2020. Part of a federal government...

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The Role of Pharmacy Benefit Managers

Does your health benefit plan have a pharmacy benefit manager (PBM)? If so, it’s important you understand how a PBM affects your and your employees’ access to prescription drugs, as well as controlling your out-of-pocket costs. PBMs...

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