Group Dental Insurance Coverage
Offering your employees dental insurance will help offset their costs on everything from preventative maintenance, like cleanings and x-rays, to more complicated procedures like root canals and crowns.
Common oral problems have been linked to conditions such as heart disease and diabetes. The simple habits of regular brushing, flossing, a healthy diet and regular dental checkups could help prevent significant health concerns – and higher medical bills.
We help employers find competitive and flexible dental plans for their employees. Available dental insurance benefit plans include those that are 100% employer-paid, 100% employee-paid or a shared cost between the employer and the employee.
Most dental plans provide full coverage with a 100% benefit for preventive exams & cleanings, an 80% benefit for basic services such as fillings and root canals, and 50% benefit for major services and prosthodontics such as dentures, crowns, etc.
Some dental insurance companies provide a dental buy-up plan, which allows the employer to purchase a base plan, while employees purchase additional benefits as needed.