SECURE Act’s Effect on Retirement Plans

Here’s a review of the changes that affect small employers and some large ones. Most of the provisions of the new Setting Every Community Up For Retirement Enhancement Act (SECURE) went into effect Jan. 1, 2020. Part of a federal government...

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The Role of Pharmacy Benefit Managers

Does your health benefit plan have a pharmacy benefit manager (PBM)? If so, it’s important you understand how a PBM affects your and your employees’ access to prescription drugs, as well as controlling your out-of-pocket costs. PBMs...

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States Actively Working to Reform Health Care

Health care reform continues to be a hot topic during the 2020 presidential election. Even though health care reform continues to be a hot topic during the 2020 presidential election, the power to transform health care this year may lie with the...

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Ways to Make Saving Easier for Your Employees

Employees know they should save for retirement, but it’s not always easy. Many worry they don’t have enough money to put into retirement savings because they’re having difficulties paying bills. You can help employees save and maximize...

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When Life Insurance Isn’t Enough

Disability, not death, is much more likely to cause someone to lose their home. If you only offer life insurance as an employee benefit, consider adding disability insurance if you want to provide more complete financial protection for employees...

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